What is finvestor.in Why do I need to seek the advice of an RIA? My friend and my uncle’s neighbor can do the same thing for free. Why do RIAs charge a fee for comprehensive financial advice? My friendly Bank representative is so nice that he keeps selling financial products for me and that too free.
So how are advices from RIA different? Is financial planning for the ultra rich, so that they can enjoy life and have financial planners grow their money? Is there a money back?